Lyons Snyder & Collin. Trial Attorneys.


Auto Accident Medical Bills: FAQ


You have been injured in an automobile accident, who pays the medical bills?

The Fort Lauderdale accident attorneys at Lyons, Snyder & Collin, P.A. have the experience to answer all questions related to your automobile accident. If you own a vehicle in Florida, you are required by law to have a minimum amount of $10,000 Personal Injury Protection (“PIP”). In addition to PIP, Florida law also requires a minimum of $10,000 No-Fault Property Damage Liability (PDL) insurance.

Also called Florida No Fault Insurance, Personal Injury Protection (PIP) Insurance covers you regardless of fault up to the limits of your policy. Although you can purchase additional PIP coverage, most people only have the minimum. You might be surprised, but your automobile insurance policy will be the first to pay for your medical bills and lost wages.

The Fort Lauderdale accident attorneys at Lyons, Snyder & Collin, P.A., will help you navigate through your auto insurance policy, to ensure that your available benefits are clearly explained to you. Your insurance will be responsible for 80% of your reasonable medical expenses related to the accident and 60% of your lost earnings subject to the limits of the coverage and any applicable deductible (or up to the specified policy limit).

Our accident and injury attorneys frequently receive phone calls from potential clients who don’t have auto insurance, but have been injured in an auto accident. The first question is always, “I don’t have insurance, who is going to pay for my medical bills?” What most people do not know is that PIP insurance can come from several sources, often times from resident family members. Most often this is the case in situations involving a minor who is injured in an auto accident or any other resident relative that does not own a vehicle.   In every accident and injury case, our attorneys explore every possible way to obtain coverage for you or a loved one. It is important to retain experienced legal counsel immediately after an accident to ensure that all available insurance benefits are explored and comprehensively explained to you.

It is important to note that only the first $10,000 of medical bills and/or lost wages will be paid from your insurance company. Any amount after the first $10,000.00 will have to obtained from the at fault driver or your uninsured/underinsured carrier, if applicable.

If you or a loved one have been injured in an automobile accident, it is important to immediately contact the Fort Lauderdale auto accident lawyers at Lyons, Snyder & Collin, 24 hours a day, 7 days a week at 954.462.8035 for your free consultation.