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Florida’s New PIP Laws – What You Need to Know
Florida’s new personal injury protection “PIP” law effective January 1, 2013
You have been injured in an automobile accident … now what? The Fort Lauderdale accident and injury attorneys at Lyons, Snyder & Collin, P.A. have the experience to answer all your PIP related questions after an automobile accident.
What are PIP benefits in Florida (pre-January 1, 2013)?
Florida first enacted what is known as personal injury protection (PIP) in 1971 as a way of guarantying individuals that their medical bills, whether they were at fault for the crash or not, are paid. In exchange for that guaranteed payment, the Florida Legislature enacted a restriction on lawsuits that would only allow individuals to seek non-economic damages (pain and suffering) if they received a permanent injury.
More specifically, an individual’s automobile insurance policy would be the first to pay for their medical bills and lost wages via their personal injury protection (PIP) benefits. An individual’s insurance would be responsible for 80% of their reasonable medical expenses related to the accident and 60% of their lost earnings up to $10,000.00, notwithstanding any deductible.
What are changes to PIP law in Florida (post January 1, 2013)?
On January 1, 2013, Florida’s new PIP law takes effect. Some changes to the PIP law include:
The Statute defines “emergency medical condition” as: medical conditions manifesting itself by acute symptoms of sufficient severity, which may include severe pain, such that the absence of immediate medical attention would be reasonable expected to result in any of the following:
Until the term “emergency medical condition” is more clearly defined by the Courts, it is crucial to retain an experienced personal injury attorney to fight to secure these higher benefits in “gray-area” matters.
“WINNERS” under the new PIP laws
LOSERS under the new PIP laws
If you or a family member is injured in an accident, it is important to immediately speak with a personal injury lawyer familiar with the PIP laws in Fort Lauderdale.
Martindale "AV" personal injury lawyer Marc P. Lyons is a founding partner of Lyons, Snyder & Collin, P.A. in Fort Lauderdale, Florida. Fort Lauderdale personal injury attorney Marc P. Lyons handles all accident and injury matters including auto accidents, motorcycle accidents, slip and falls, wrongful death, and dog bites. The Fort Lauderdale personal injury law firm of Lyons, Snyder & Collin, P.A. is located at 312 Southeast 17th Street, Third Floor, Fort Lauderdale, Florida 33316. Telephone: 954.462.8035. http://www.lyonssnyder.com/
The information in this article site was developed by Lyons, Snyder & Collin, P.A. for informational purposes only and should not be considered legal advice. The transmission and receipt of information from this article does not form or constitute an attorney-client relationship with Lyons, Snyder & Collin. Persons receiving the information from this article should not act upon the information provided without seeking profession legal counsel.
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